CHINESE MAN TAKING A LOAN...

A Chinese man walks into a bank in New York City and asks for
the loan officer. He tells the loan officer that he is going
to China on business for two weeks and needs to borrow
$5,000. The bank officer tells him that the bank will need
some form of security for the loan, so the Chinese man hands
over the keys to a new Ferrari parked on the street in front
of the bank. He produces the title and everything checks out.
The loan officer agrees to accept the car as collateral for
the loan. The bank's president and its officers all enjoy a
good laugh at the Chinese for using a $250,000 Ferrari as
collateral against a $5,000 loan. An employee of the bank
then drives the Ferrari into the bank's underground garage
and parks it there.

Two weeks later, the Chinese returns, repays the $5,000 and
the interest, which comes to $15.41. The loan officer says,
"Sir, we are very happy to have had your business, and this
transaction has worked out very nicely, but we are a little
puzzled. While you were away, we checked you out and found
that you are a multi-millionaire. What puzzles us is, why
would you bother to borrow $5,000?" The Chinese replies:
"Where else in New York City can I park my car for two weeks
for only $15.41 and expect it to be there when I return?"

Ah you see, the mind of the Chinese...